<?xml version='1.0' encoding='UTF-8'?><?xml-stylesheet href="http://www.blogger.com/styles/atom.css" type="text/css"?><feed xmlns='http://www.w3.org/2005/Atom' xmlns:openSearch='http://a9.com/-/spec/opensearchrss/1.0/' xmlns:georss='http://www.georss.org/georss' xmlns:gd='http://schemas.google.com/g/2005' xmlns:thr='http://purl.org/syndication/thread/1.0'><id>tag:blogger.com,1999:blog-1086277554161442529</id><updated>2011-08-11T19:07:53.294-07:00</updated><title type='text'>BrokerWilliamKozlik</title><subtitle type='html'></subtitle><link rel='http://schemas.google.com/g/2005#feed' type='application/atom+xml' href='http://williamkozlik.blogspot.com/feeds/posts/default'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/1086277554161442529/posts/default?max-results=100'/><link rel='alternate' type='text/html' href='http://williamkozlik.blogspot.com/'/><link rel='hub' href='http://pubsubhubbub.appspot.com/'/><author><name>williamkozlik</name><uri>http://www.blogger.com/profile/12004906108473594220</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='21' height='32' src='http://4.bp.blogspot.com/-5QBKzaPD_yw/TZ8kqmXg7rI/AAAAAAAAAC4/doO0JC4W2Qs/s220/lunapic_12946687616456_1.jpg'/></author><generator version='7.00' uri='http://www.blogger.com'>Blogger</generator><openSearch:totalResults>16</openSearch:totalResults><openSearch:startIndex>1</openSearch:startIndex><openSearch:itemsPerPage>100</openSearch:itemsPerPage><entry><id>tag:blogger.com,1999:blog-1086277554161442529.post-717135510565062174</id><published>2010-02-03T07:39:00.000-08:00</published><updated>2010-02-03T07:40:21.748-08:00</updated><title type='text'>009 NJAR® Circle of Excellence Sales Award®</title><content type='html'>I just earned the prestigious distinction of the 2009 NJAR® Circle of Excellence Sales Award®. I am very excited for a fantastic 2010 Real Estate year. Let’s work together to find your dream home and/or sell your current home. You want a Real Estate professional to handle the biggest purchase/sale in your life! Call me! Do not settle for someone else!Call me (732)232-6316&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1086277554161442529-717135510565062174?l=williamkozlik.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://williamkozlik.blogspot.com/feeds/717135510565062174/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=1086277554161442529&amp;postID=717135510565062174' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/1086277554161442529/posts/default/717135510565062174'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/1086277554161442529/posts/default/717135510565062174'/><link rel='alternate' type='text/html' href='http://williamkozlik.blogspot.com/2010/02/009-njar-circle-of-excellence-sales.html' title='009 NJAR® Circle of Excellence Sales Award®'/><author><name>williamkozlik</name><uri>http://www.blogger.com/profile/12004906108473594220</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='21' height='32' src='http://4.bp.blogspot.com/-5QBKzaPD_yw/TZ8kqmXg7rI/AAAAAAAAAC4/doO0JC4W2Qs/s220/lunapic_12946687616456_1.jpg'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-1086277554161442529.post-7040943016296673321</id><published>2009-09-01T06:04:00.000-07:00</published><updated>2009-09-01T06:07:34.550-07:00</updated><title type='text'>$8000.00 Federal First-time Hombuyers Tax Credit</title><content type='html'>Today is September 1, 2009.  Only 90 days left to qualify for the $8000.00 federal first-time buyer tax credit.&lt;br /&gt;Call me 732-232-6316&lt;br /&gt;&lt;a href="http://www.williamkozlik.com/"&gt;www.WilliamKozlik.com&lt;/a&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1086277554161442529-7040943016296673321?l=williamkozlik.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://williamkozlik.blogspot.com/feeds/7040943016296673321/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=1086277554161442529&amp;postID=7040943016296673321' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/1086277554161442529/posts/default/7040943016296673321'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/1086277554161442529/posts/default/7040943016296673321'/><link rel='alternate' type='text/html' href='http://williamkozlik.blogspot.com/2009/09/800000-federal-first-time-hombuyers-tax.html' title='$8000.00 Federal First-time Hombuyers Tax Credit'/><author><name>williamkozlik</name><uri>http://www.blogger.com/profile/12004906108473594220</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='21' height='32' src='http://4.bp.blogspot.com/-5QBKzaPD_yw/TZ8kqmXg7rI/AAAAAAAAAC4/doO0JC4W2Qs/s220/lunapic_12946687616456_1.jpg'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-1086277554161442529.post-6715497635457932409</id><published>2009-02-01T09:40:00.001-08:00</published><updated>2009-02-01T09:40:55.196-08:00</updated><title type='text'>Valuable information for buyers and sellers.</title><content type='html'>According to Remodeling magazine's 2008-2009 "Cost vs. Value Report," even despite the challenging economy, investing in your home still pays off at resale. Based on interviews with real estate professionals throughout the country, the Remodeling report found that homeowners could expect to recoup an average of 67.3 percent of their investment in 30 different home improvement projects.&lt;br /&gt;Exterior projects that boost curb appeal and kitchen remodels generally get the biggest bang for the homeowner's buck. The right remodeling project, when done well, also has the potential to make for a quicker sale and reduce negotiations with buyers over perceived shortcomings.&lt;br /&gt;Some of the projects that are paying off the most nationally this year at resale include the following. The number in parentheses represents the percentage of the project's cost that is recovered.&lt;br /&gt;Upscale fiber cement siding (86.7 percent)&lt;br /&gt;Midrange wood deck (81.8 percent)&lt;br /&gt;Midrange vinyl siding (80.7 percent)&lt;br /&gt;Midrange minor kitchen remodel (79.5 percent)&lt;br /&gt;Upscale vinyl window replacement (79.2 percent)&lt;br /&gt;Midrange major kitchen remodel (76 percent)&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1086277554161442529-6715497635457932409?l=williamkozlik.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://williamkozlik.blogspot.com/feeds/6715497635457932409/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=1086277554161442529&amp;postID=6715497635457932409' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/1086277554161442529/posts/default/6715497635457932409'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/1086277554161442529/posts/default/6715497635457932409'/><link rel='alternate' type='text/html' href='http://williamkozlik.blogspot.com/2009/02/valuable-information-for-buyers-and.html' title='Valuable information for buyers and sellers.'/><author><name>williamkozlik</name><uri>http://www.blogger.com/profile/12004906108473594220</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='21' height='32' src='http://4.bp.blogspot.com/-5QBKzaPD_yw/TZ8kqmXg7rI/AAAAAAAAAC4/doO0JC4W2Qs/s220/lunapic_12946687616456_1.jpg'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-1086277554161442529.post-5314670774255351680</id><published>2009-02-01T05:54:00.001-08:00</published><updated>2011-04-08T07:02:56.175-07:00</updated><title type='text'></title><content type='html'>&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1086277554161442529-5314670774255351680?l=williamkozlik.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://williamkozlik.blogspot.com/feeds/5314670774255351680/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=1086277554161442529&amp;postID=5314670774255351680' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/1086277554161442529/posts/default/5314670774255351680'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/1086277554161442529/posts/default/5314670774255351680'/><link rel='alternate' type='text/html' href='http://williamkozlik.blogspot.com/2009/02/about-weichert.html' title=''/><author><name>williamkozlik</name><uri>http://www.blogger.com/profile/12004906108473594220</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='21' height='32' src='http://4.bp.blogspot.com/-5QBKzaPD_yw/TZ8kqmXg7rI/AAAAAAAAAC4/doO0JC4W2Qs/s220/lunapic_12946687616456_1.jpg'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-1086277554161442529.post-367202902058007328</id><published>2009-02-01T05:53:00.001-08:00</published><updated>2009-02-01T05:53:39.859-08:00</updated><title type='text'>Why Use A Real Estate Agent?</title><content type='html'>When selling a home, a real estate agent can be an indispensable resource. Real estate agents can give you up-to-date information regarding prices, financing, terms and conditions of competing properties, and information about the housing market in general. A real estate agent will market your property to other real estate agents as well as to the public, and will know the best way to go about doing so. A real estate agent can also help you objectively evaluate buyer proposals, and then, finally, help you close the sale. In fact, a 2002 study on Home Sellers reports that the median sales price of an agent-assisted home was 27% higher than one sold "by owner".&lt;br /&gt;    When buying a home, having the assistance of a real estate agent can be equally as important. Real estate agents have access to resources for assisting you in your home search not available elsewhere. A real estate agent can also provide you objective information about each property, and give you advice based on years of experience. A real estate agent will help you negotiate and also steer you through the closing process to make sure everything goes smoothly.&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1086277554161442529-367202902058007328?l=williamkozlik.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://williamkozlik.blogspot.com/feeds/367202902058007328/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=1086277554161442529&amp;postID=367202902058007328' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/1086277554161442529/posts/default/367202902058007328'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/1086277554161442529/posts/default/367202902058007328'/><link rel='alternate' type='text/html' href='http://williamkozlik.blogspot.com/2009/02/why-use-real-estate-agent.html' title='Why Use A Real Estate Agent?'/><author><name>williamkozlik</name><uri>http://www.blogger.com/profile/12004906108473594220</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='21' height='32' src='http://4.bp.blogspot.com/-5QBKzaPD_yw/TZ8kqmXg7rI/AAAAAAAAAC4/doO0JC4W2Qs/s220/lunapic_12946687616456_1.jpg'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-1086277554161442529.post-87279518198323419</id><published>2009-02-01T05:52:00.000-08:00</published><updated>2009-02-01T05:53:02.922-08:00</updated><title type='text'>Tell Lawmakers to Lower Taxes on Real Estate</title><content type='html'>REALTORS® have a voice and can make a difference.  That is why it’s so vital to send state legislators a message and let them know that lowering taxes on real estate and pursuing policies aimed at strengthening the state’s housing market is needed to boost the economy.  Let them know that they need to implement a measure that rolls back the recent increases to the realty transfer fee (RTF), otherwise known as the Home Sales Tax.  Tell lawmakers that excessive realty transfer fees have added to closing costs and the overall price of homes, making it harder for many to become a homeowner in New Jersey. &lt;br /&gt;Call on your elected officials to create a robust economy through policies that encourage property ownership.  Let them know that soaring property taxes discourage the public from buying or selling property and prices people out of their homes.  Ask your legislators to seize this moment to reform New Jersey’s broken property tax system. &lt;br /&gt;&lt;br /&gt;Send a letter to your elected officials urging them to repeal the recent increases of the realty transfer fee that took place in 2003, 2004 and 2006.  Tell your state representatives to spur economic growth through true property tax reform.&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1086277554161442529-87279518198323419?l=williamkozlik.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://williamkozlik.blogspot.com/feeds/87279518198323419/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=1086277554161442529&amp;postID=87279518198323419' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/1086277554161442529/posts/default/87279518198323419'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/1086277554161442529/posts/default/87279518198323419'/><link rel='alternate' type='text/html' href='http://williamkozlik.blogspot.com/2009/02/tell-lawmakers-to-lower-taxes-on-real.html' title='Tell Lawmakers to Lower Taxes on Real Estate'/><author><name>williamkozlik</name><uri>http://www.blogger.com/profile/12004906108473594220</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='21' height='32' src='http://4.bp.blogspot.com/-5QBKzaPD_yw/TZ8kqmXg7rI/AAAAAAAAAC4/doO0JC4W2Qs/s220/lunapic_12946687616456_1.jpg'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-1086277554161442529.post-1630586354501628041</id><published>2009-02-01T05:50:00.000-08:00</published><updated>2009-02-01T05:52:12.870-08:00</updated><title type='text'>Commercial Division</title><content type='html'>Welcome to the Commercial Division, the premier source for Ocean and Monmouth County Real Estate.&lt;br /&gt;The mission of the Commercial Division is simple. We will set the standard for Commercial Real Estate companies, conduct our business with integrity, establish long-term relationships built on trust, provide the best value, and deliver quality customer service.&lt;br /&gt;My goal is to locate commercial property to start or relocate your business. I have the experience and knowledge of our markets to help you in making that critical site selection decision. I can locate properties for warehouse, office, retail and many other commercial purposes. &lt;br /&gt;Contact me for a FREE MARKET ANALYSIS if you plan on selling your building or business.&lt;br /&gt;Direct Line: (732) 232-6316 or email me:   &lt;a href="mailto:WKozlik@comcast.net"&gt;WKozlik@comcast.net&lt;/a&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1086277554161442529-1630586354501628041?l=williamkozlik.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://williamkozlik.blogspot.com/feeds/1630586354501628041/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=1086277554161442529&amp;postID=1630586354501628041' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/1086277554161442529/posts/default/1630586354501628041'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/1086277554161442529/posts/default/1630586354501628041'/><link rel='alternate' type='text/html' href='http://williamkozlik.blogspot.com/2009/02/commercial-division.html' title='Commercial Division'/><author><name>williamkozlik</name><uri>http://www.blogger.com/profile/12004906108473594220</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='21' height='32' src='http://4.bp.blogspot.com/-5QBKzaPD_yw/TZ8kqmXg7rI/AAAAAAAAAC4/doO0JC4W2Qs/s220/lunapic_12946687616456_1.jpg'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-1086277554161442529.post-5574848615193005851</id><published>2009-02-01T05:49:00.000-08:00</published><updated>2009-02-01T05:50:16.111-08:00</updated><title type='text'>NJAR® Circle of Excellence Sales Award®</title><content type='html'>Congratulations to William Kozlik from Weichert Realtors for attaining one of Real Estates highest awards for year 2008, the NJAR® Circle of Excellence Sales Award® (Bronze Level). Previously called the NJAR® Million Dollar Sales Club, the award program was restructured and renamed in 2002 as the NJAR® Circle of Excellence Sales Award®.  The NJAR® Circle of Excellence Sales Award® recognizes those members who have demonstrated excellence in the field of salesmanship. Members can also earn units for involvement in the industry and association, such as by earning a professional designation or participating on a volunteer committee on the local, state or national level. To contact William Kozlik, you can reach him on his cell at 732-232-6316.&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1086277554161442529-5574848615193005851?l=williamkozlik.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://williamkozlik.blogspot.com/feeds/5574848615193005851/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=1086277554161442529&amp;postID=5574848615193005851' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/1086277554161442529/posts/default/5574848615193005851'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/1086277554161442529/posts/default/5574848615193005851'/><link rel='alternate' type='text/html' href='http://williamkozlik.blogspot.com/2009/02/njar-circle-of-excellence-sales-award.html' title='NJAR® Circle of Excellence Sales Award®'/><author><name>williamkozlik</name><uri>http://www.blogger.com/profile/12004906108473594220</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='21' height='32' src='http://4.bp.blogspot.com/-5QBKzaPD_yw/TZ8kqmXg7rI/AAAAAAAAAC4/doO0JC4W2Qs/s220/lunapic_12946687616456_1.jpg'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-1086277554161442529.post-950453211243291816</id><published>2008-04-04T10:12:00.000-07:00</published><updated>2008-04-04T10:13:58.008-07:00</updated><title type='text'>Toms River Waterfront Living</title><content type='html'>Toms River, located in Dover Township and the seat of Ocean County's Government, situated mid point between New York and Philadelphia, and a short distance from Atlantic City, has grown to a population of over 100,000 since the mid-1800's when it was only 2,700. There is a unique quality of life in Toms River with offerings for people of all ages. Many senior citizens have found this area very accomodating and convenient to their life style. Toms River boasts quality rivefront beaches with many miles of white sandy oceanfront beaches in Ortley Beach. A fine education, and a great healthcare and medical system are also available. To search for homes in Toms River goto &lt;a href="http://www.williamkozlik.com/"&gt;www.WilliamKozlik.com&lt;/a&gt; or call William Kozlik (732)232-6316&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1086277554161442529-950453211243291816?l=williamkozlik.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://williamkozlik.blogspot.com/feeds/950453211243291816/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=1086277554161442529&amp;postID=950453211243291816' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/1086277554161442529/posts/default/950453211243291816'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/1086277554161442529/posts/default/950453211243291816'/><link rel='alternate' type='text/html' href='http://williamkozlik.blogspot.com/2008/04/toms-river-waterfront-living.html' title='Toms River Waterfront Living'/><author><name>williamkozlik</name><uri>http://www.blogger.com/profile/12004906108473594220</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='21' height='32' src='http://4.bp.blogspot.com/-5QBKzaPD_yw/TZ8kqmXg7rI/AAAAAAAAAC4/doO0JC4W2Qs/s220/lunapic_12946687616456_1.jpg'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-1086277554161442529.post-89442767092406842</id><published>2008-04-04T10:07:00.000-07:00</published><updated>2008-04-04T10:09:31.630-07:00</updated><title type='text'>Homes For Sale In Toms River, New Jersey</title><content type='html'>Find Homes For Sale in Toms River. Search Toms River, New Jersey real estate, recently sold properties, foreclosures, new homes, school information and much more. &lt;a href="http://www.williamkozlik.com/"&gt;www.WilliamKozlik.com&lt;/a&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1086277554161442529-89442767092406842?l=williamkozlik.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://williamkozlik.blogspot.com/feeds/89442767092406842/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=1086277554161442529&amp;postID=89442767092406842' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/1086277554161442529/posts/default/89442767092406842'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/1086277554161442529/posts/default/89442767092406842'/><link rel='alternate' type='text/html' href='http://williamkozlik.blogspot.com/2008/04/homes-for-sale-in-toms-river-new-jersey.html' title='Homes For Sale In Toms River, New Jersey'/><author><name>williamkozlik</name><uri>http://www.blogger.com/profile/12004906108473594220</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='21' height='32' src='http://4.bp.blogspot.com/-5QBKzaPD_yw/TZ8kqmXg7rI/AAAAAAAAAC4/doO0JC4W2Qs/s220/lunapic_12946687616456_1.jpg'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-1086277554161442529.post-8848768294231945778</id><published>2008-04-04T10:05:00.000-07:00</published><updated>2008-04-04T10:06:46.160-07:00</updated><title type='text'>About Bricktown Brick,NJ</title><content type='html'>Brick Township is a Township in Ocean County, New Jersey, United States. As of the United States 2000 Census, the township had a total population of 76,119, making it the second most populous municipality in Ocean County behind Toms River Township (formerly Dover). While Brick Township is located on the mainland, Beaches I, II and II are situated on the Barnegat Peninsula, a long, narrow barrier peninsula that separates Barnegat Bay from the Atlantic Ocean. Please call me if you are interested in selling or purchasing real estate in Brick Township. (732)232-6316&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1086277554161442529-8848768294231945778?l=williamkozlik.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://williamkozlik.blogspot.com/feeds/8848768294231945778/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=1086277554161442529&amp;postID=8848768294231945778' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/1086277554161442529/posts/default/8848768294231945778'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/1086277554161442529/posts/default/8848768294231945778'/><link rel='alternate' type='text/html' href='http://williamkozlik.blogspot.com/2008/04/about-bricktown-bricknj.html' title='About Bricktown Brick,NJ'/><author><name>williamkozlik</name><uri>http://www.blogger.com/profile/12004906108473594220</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='21' height='32' src='http://4.bp.blogspot.com/-5QBKzaPD_yw/TZ8kqmXg7rI/AAAAAAAAAC4/doO0JC4W2Qs/s220/lunapic_12946687616456_1.jpg'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-1086277554161442529.post-9012857834077766018</id><published>2008-03-06T07:10:00.000-08:00</published><updated>2008-03-06T07:11:47.515-08:00</updated><title type='text'>Welcome to Adult Commumity Real Estate, Your Source for Ocean County Senior Real Estate Sales</title><content type='html'>In today's competitive real estate market, timing is everything. Many good homes are sold before they are ever advertised. Beat other homebuyers to the hottest new homes for sale in Ocean County with my New Listings Notification.&lt;br /&gt;If you own real estate that you're thinking of selling, I would be happy to provide you with a FREE Home Evaluation.&lt;br /&gt;Whether you are buying or selling a home, hire me, I want to earn your business. I invite you to contact me as I would be happy to assist you with this important transaction.&lt;br /&gt;In addition, if you have any general questions about buying or selling real estate in New Jersey, please contact me as I will be more than willing to help.&lt;br /&gt;Please browse my website for listings, reports and important local real estate information.&lt;br /&gt;&lt;a href="http://www.williamkozlik.com/"&gt;www.WilliamKozlik.com&lt;/a&gt;&lt;br /&gt;Sincerely,&lt;br /&gt;Bill Kozlik&lt;br /&gt;"We Cater to Seniors"&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1086277554161442529-9012857834077766018?l=williamkozlik.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://williamkozlik.blogspot.com/feeds/9012857834077766018/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=1086277554161442529&amp;postID=9012857834077766018' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/1086277554161442529/posts/default/9012857834077766018'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/1086277554161442529/posts/default/9012857834077766018'/><link rel='alternate' type='text/html' href='http://williamkozlik.blogspot.com/2008/03/welcome-to-adult-commumity-real-estate.html' title='Welcome to Adult Commumity Real Estate, Your Source for Ocean County Senior Real Estate Sales'/><author><name>williamkozlik</name><uri>http://www.blogger.com/profile/12004906108473594220</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='21' height='32' src='http://4.bp.blogspot.com/-5QBKzaPD_yw/TZ8kqmXg7rI/AAAAAAAAAC4/doO0JC4W2Qs/s220/lunapic_12946687616456_1.jpg'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-1086277554161442529.post-3804698898535635236</id><published>2008-03-06T07:07:00.000-08:00</published><updated>2008-03-06T07:08:39.251-08:00</updated><title type='text'>Why Use A Real Estate Agent?</title><content type='html'>When selling a home, a real estate agent can be an indispensable resource. Real estate agents can give you up-to-date information regarding prices, financing, terms and conditions of competing properties, and information about the housing market in general. A real estate agent will market your property to other real estate agents as well as to the public, and will know the best way to go about doing so. A real estate agent can also help you objectively evaluate buyer proposals, and then, finally, help you close the sale. In fact, a 2007 study on Home Sellers reports that the median sales price of an agent-assisted home was 27% higher than one sold "by owner".&lt;br /&gt;    When buying a home, having the assistance of a real estate agent can be equally as important. Real estate agents have access to resources for assisting you in your home search not available elsewhere. A real estate agent can also provide you objective information about each property, and give you advice based on years of experience. A real estate agent will help you negotiate and also steer you through the closing process to make sure everything goes smoothly.&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1086277554161442529-3804698898535635236?l=williamkozlik.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://williamkozlik.blogspot.com/feeds/3804698898535635236/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=1086277554161442529&amp;postID=3804698898535635236' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/1086277554161442529/posts/default/3804698898535635236'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/1086277554161442529/posts/default/3804698898535635236'/><link rel='alternate' type='text/html' href='http://williamkozlik.blogspot.com/2008/03/why-use-real-estate-agent.html' title='Why Use A Real Estate Agent?'/><author><name>williamkozlik</name><uri>http://www.blogger.com/profile/12004906108473594220</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='21' height='32' src='http://4.bp.blogspot.com/-5QBKzaPD_yw/TZ8kqmXg7rI/AAAAAAAAAC4/doO0JC4W2Qs/s220/lunapic_12946687616456_1.jpg'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-1086277554161442529.post-1897089497519859599</id><published>2008-03-06T06:53:00.000-08:00</published><updated>2008-03-06T06:54:39.032-08:00</updated><title type='text'>What is the purpose of a Short Sale?</title><content type='html'>To help the borrower that has a property in default avoid foreclosure and prevent the home from going to REO.  To help the buyer purchase the property at a discounted price before it enters the REO stage.What is a Short Sale?A short sale is a negotiated settlement. This is when the lender or other lien-holders agree to accept less than the amount owed as a payoff on a property.There are two types of release the lender may offer if the short sale is approved.&lt;br /&gt; Full satisfaction - The seller is totally released from the debt owed. Partial release of lien - The lender will release the lien for a discounted price to allow the property to be sold, but the borrower may be responsible for the remaining balance.&lt;br /&gt;A Short Sale can be a lengthy process. The lender accepts a short payoff to save on legal fees and to reduce the turnover ratio on foreclosures.The investor or buyer saves the borrower’s credit from foreclosure and also gives the borrower another chance to become a homeowner.&lt;br /&gt;Please call me at (732) 232-6316 if you have any questions.&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1086277554161442529-1897089497519859599?l=williamkozlik.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://williamkozlik.blogspot.com/feeds/1897089497519859599/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=1086277554161442529&amp;postID=1897089497519859599' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/1086277554161442529/posts/default/1897089497519859599'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/1086277554161442529/posts/default/1897089497519859599'/><link rel='alternate' type='text/html' href='http://williamkozlik.blogspot.com/2008/03/what-is-purpose-of-short-sale.html' title='What is the purpose of a Short Sale?'/><author><name>williamkozlik</name><uri>http://www.blogger.com/profile/12004906108473594220</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='21' height='32' src='http://4.bp.blogspot.com/-5QBKzaPD_yw/TZ8kqmXg7rI/AAAAAAAAAC4/doO0JC4W2Qs/s220/lunapic_12946687616456_1.jpg'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-1086277554161442529.post-4634540843588334017</id><published>2008-03-06T06:49:00.000-08:00</published><updated>2008-03-06T06:53:17.355-08:00</updated><title type='text'>Simple Steps to Ensure a Smooth Home Purchase</title><content type='html'>Buying a home can be an emotional, time-consuming, and complex process. There are a few things that you can do to help make the process go as smooth as possible:&lt;br /&gt;1. Check your credit.Before you apply for a home loan, regardless of your credit, it's a smart idea to obtain a copy of your credit report from the three major credit bureaus and review the information. If there are errors or things that need to be addressed, it's easier to address them before you have found a house, than after you have found a house and are trying to close your loan.&lt;br /&gt;If you know that there are a few blemishes on your credit, let your lender know what they are, why they are there, and why you are a still good credit risk. Lenders look at your credit to determine how likely you will pay back the loan. If you had extenuating circumstances - like a loss of a job or medical bills - let them know so that they understand that it is not likely to happen again in the future.&lt;br /&gt;2. Get approved before you buy.An approval means that a lender has reviewed your credit history, verified your assets and employment, and has approved your loan before you have found a home to purchase. As long as the home appraises for at least the purchase price, the loan should close.&lt;br /&gt;Getting approved also gives you an advantage over other buyers. Your firm approval makes it easier for you to negotiate on the price of a home, than a person who is not approved or is pre-qualified.&lt;br /&gt;While getting pre-qualified may sound official, it is really just getting an idea of what you can afford. Its having a person plug in a few numbers that you give them - your monthly income and your monthly debt - and getting an approximate payment calculated. From the payment, the calculator can approximate the house price range that you can afford. No information is verified. Because your assets, income or credit is not verified, a pre-qualification has little value when purchasing a home.&lt;br /&gt;3. Find a great buyer's agent.Traditionally real estate agents represent the sellers in a transaction. When you are not working with a buyer's agent, they are less likely to negotiate the best price or contingencies for you.&lt;br /&gt;A buyer's agent's job and fiduciary responsibility (meaning legal duty) is to you, the buyer. Before working with an agent, establish if they are a buyer's agent or a seller's agent. After spending a lot of time with a Realtor, it's natural to feel like you're a team. But if they are not negotiating for you, then they are not on your team.&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1086277554161442529-4634540843588334017?l=williamkozlik.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://williamkozlik.blogspot.com/feeds/4634540843588334017/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=1086277554161442529&amp;postID=4634540843588334017' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/1086277554161442529/posts/default/4634540843588334017'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/1086277554161442529/posts/default/4634540843588334017'/><link rel='alternate' type='text/html' href='http://williamkozlik.blogspot.com/2008/03/simple-steps-to-ensure-smooth-home.html' title='Simple Steps to Ensure a Smooth Home Purchase'/><author><name>williamkozlik</name><uri>http://www.blogger.com/profile/12004906108473594220</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='21' height='32' src='http://4.bp.blogspot.com/-5QBKzaPD_yw/TZ8kqmXg7rI/AAAAAAAAAC4/doO0JC4W2Qs/s220/lunapic_12946687616456_1.jpg'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-1086277554161442529.post-30805373428987844</id><published>2008-03-06T06:40:00.000-08:00</published><updated>2008-03-06T06:45:21.285-08:00</updated><title type='text'>Buying or Selling A Home In Ocean Or Monmouth County New Jersey?</title><content type='html'>&lt;span style="font-family:arial;"&gt;I am a Full Time Real Estate Professional Broker, licensed in the State of New Jersey serving Ocean and Monmouth counties. I am committed to providing the highest degree of integrity, professionalism, honesty, and superior service to each of my clients. I take pride in following the highest ethical standards while helping people achieve their Real Estate goals and dreams. My never ending goal is to make the process of buying or selling your home a successful and stress free experience.&lt;br /&gt;&lt;strong&gt;Selling Your Home:&lt;/strong&gt;&lt;br /&gt;Your home is your most valuable asset. When selling your home, it's important to be certain that you are in good hands. Only an experienced and licensed REALTOR® can ensure the smooth, timely, and effective marketing that is needed to sell your home. Put Bill to work for you today!&lt;br /&gt;&lt;strong&gt;Buying A Home: &lt;/strong&gt;&lt;br /&gt;Buying a home is sometimes a complex undertaking. By hiring me, I will help you save precious time and money. Together, we will determine your needs and wants and find a new home.&lt;br /&gt;I possess a wide range of real estate experience which that will help you find or sell your home in a timely and professional manner. I will make sure that you get the most out of your next real estate transaction by taking advantage of cutting edge technology, products and services. I invite you to contact me with any of your real estate needs and questions, as I am here to serve you, the client! I look forward to hearing from you soon! &lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:arial;"&gt;THANK YOU!&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:arial;"&gt;WILLIAM KOZLIK&lt;/span&gt;&lt;br /&gt;&lt;a href="http://www.williamkozlik.com/"&gt;WWW.WILLIAMKOZLIK.COM&lt;/a&gt;&lt;br /&gt;&lt;span style="font-family:arial;"&gt;Cell: (732)232-6316&lt;/span&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1086277554161442529-30805373428987844?l=williamkozlik.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://williamkozlik.blogspot.com/feeds/30805373428987844/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=1086277554161442529&amp;postID=30805373428987844' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/1086277554161442529/posts/default/30805373428987844'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/1086277554161442529/posts/default/30805373428987844'/><link rel='alternate' type='text/html' href='http://williamkozlik.blogspot.com/2008/03/buying-or-selling-home-in-ocean-or.html' title='Buying or Selling A Home In Ocean Or Monmouth County New Jersey?'/><author><name>williamkozlik</name><uri>http://www.blogger.com/profile/12004906108473594220</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='21' height='32' src='http://4.bp.blogspot.com/-5QBKzaPD_yw/TZ8kqmXg7rI/AAAAAAAAAC4/doO0JC4W2Qs/s220/lunapic_12946687616456_1.jpg'/></author><thr:total>0</thr:total></entry></feed>
